Drive home your next vehicle on terms you understand.
Haveri VahanCredit is a digital loan platform for new cars, used cars and two-wheelers. Compare EMIs, check eligibility and complete your paperwork online, with a support team that speaks your language.
Estimated EMI
₹15,074/mo
Total interest
₹1,23,552
Total payable
₹7,23,552
One platform, every way to finance a vehicle

New Car Loan
Finance up to 90% of the on-road price of your new car with flexible tenures up to 84 months.
9.5% p.a. onward
Used Car Loan
Buy a certified pre-owned car with financing up to 80% of the valuation, no matter the seller.
10.5% p.a. onward
Two-Wheeler Loan
Quick approvals for scooters and motorcycles with minimal documentation and same-day disbursal.
11% p.a. onward
Loan Against Vehicle
Unlock the value of a vehicle you already own to fund an emergency, business or big purchase.
12% p.a. onwardFrom application to on-road in four steps
Share your details
Tell us about the vehicle and your income in a form that takes under 3 minutes.
Get your offer
Our underwriting engine reviews your profile and returns a personalised loan offer.
Upload documents
Submit KYC and income proof securely from your phone — no paperwork required in person.
Receive disbursal
Once approved, funds are transferred directly to the dealer or seller.
Who can apply for a vehicle loan
- Age between 21 and 60 years at loan maturity
- Indian resident with a valid PAN and Aadhaar
- Minimum monthly income of ₹15,000 (salaried or self-employed)
- At least 6 months in current job or 1 year in current business
Documents you'll need
- PAN card and Aadhaar card
- Last 3 months' salary slips or ITR for self-employed
- Bank statements for the last 6 months
- Address proof and passport-size photograph
Lending built around trust, not fine print
Transparent pricing
See your exact EMI, processing fee and total interest before you apply. No surprises later.
Fast decisions
Most applications receive an eligibility decision within 48 hours of document submission.
Secure by design
Your KYC and financial data are encrypted end-to-end and never shared without consent.
Support in your language
Our relationship team assists you over call and WhatsApp in English, Hindi and Kannada.
Common questions, answered

Ready to get your vehicle loan sorted?
Reach out to our team and we'll help you find the right loan for your next car, used car or two-wheeler.