Serving vehicle buyers across India

Drive home your next vehicle on terms you understand.

Haveri VahanCredit is a digital loan platform for new cars, used cars and two-wheelers. Compare EMIs, check eligibility and complete your paperwork online, with a support team that speaks your language.

RBI-guided lending practices
Decision in minutes

Estimated EMI

₹15,074/mo

Total interest

₹1,23,552

Total payable

₹7,23,552

Loan amount₹6,00,000
₹1L₹25L
Tenure48 months
12 mo84 mo
Interest rate9.5%
7.5%15%
48hraverage approval time
10,000+vehicle loans processed
9.5%starting interest rate
84 momaximum loan tenure
Loan Products

One platform, every way to finance a vehicle

New Car Loan

New Car Loan

Finance up to 90% of the on-road price of your new car with flexible tenures up to 84 months.

9.5% p.a. onward
Used Car Loan

Used Car Loan

Buy a certified pre-owned car with financing up to 80% of the valuation, no matter the seller.

10.5% p.a. onward
Two-Wheeler Loan

Two-Wheeler Loan

Quick approvals for scooters and motorcycles with minimal documentation and same-day disbursal.

11% p.a. onward
Loan Against Vehicle

Loan Against Vehicle

Unlock the value of a vehicle you already own to fund an emergency, business or big purchase.

12% p.a. onward
How It Works

From application to on-road in four steps

01

Share your details

Tell us about the vehicle and your income in a form that takes under 3 minutes.

02

Get your offer

Our underwriting engine reviews your profile and returns a personalised loan offer.

03

Upload documents

Submit KYC and income proof securely from your phone — no paperwork required in person.

04

Receive disbursal

Once approved, funds are transferred directly to the dealer or seller.

Eligibility

Who can apply for a vehicle loan

  • Age between 21 and 60 years at loan maturity
  • Indian resident with a valid PAN and Aadhaar
  • Minimum monthly income of ₹15,000 (salaried or self-employed)
  • At least 6 months in current job or 1 year in current business

Documents you'll need

  • PAN card and Aadhaar card
  • Last 3 months' salary slips or ITR for self-employed
  • Bank statements for the last 6 months
  • Address proof and passport-size photograph
Why Haveri VahanCredit

Lending built around trust, not fine print

Transparent pricing

See your exact EMI, processing fee and total interest before you apply. No surprises later.

Fast decisions

Most applications receive an eligibility decision within 48 hours of document submission.

Secure by design

Your KYC and financial data are encrypted end-to-end and never shared without consent.

Support in your language

Our relationship team assists you over call and WhatsApp in English, Hindi and Kannada.

FAQ

Common questions, answered

Ready to get your vehicle loan sorted?

Reach out to our team and we'll help you find the right loan for your next car, used car or two-wheeler.